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Support Home Eligibility Am I eligible to refinance my auto loan with Rising Bank? To qualify for an auto loan, you must: Have a verifiable name, date of birth an… Is my car eligible? To refinance your auto loan with Rising Bank, your car must be no more than 10 ye… Is my existing auto loan eligible? To refinance your auto loan with Rising Bank, you must have at least 24 months of… Which U.S. states does Rising Bank support? Currently, Rising Bank refinances auto loans of Colorado, Kansas and Texas resi… Can Rising Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your in… What are the minimum credit requirements to refinance with Rising Bank? Applicants must have a minimum credit score of 580, as reported by a consumer rep… What subsequent events may disqualify my application? Prior to payoff of your current lienholder, if your credit history indicates any …