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Support Home Verification and Processing Can I change the term of my loan after I have accepted my loan terms? Can I change the term of my loan after I have accepted my loan terms? Unfortunately, we cannot change the term of your loan after you have signed your promissory note. Was this article helpful? 0 2 Related Questions: Can I use my household or spousal income? No. Rising Bank only considers your personal income. … Where can I find my transcript? We will attempt to verify your reported education information using...… What documentation will verify my income? All income documentation must: show your name and company...…